/* ===========================================================
   MOEFSZ – új arculat (tiszta, bizalmi / institucionális)
   Design system – mobile-first, gyors, akadálymentes
   =========================================================== */

:root{
  --navy:#0f3552;          /* fő szín – bizalom, szakmaiság */
  --navy-700:#0a2740;
  --navy-50:#eef4f9;
  --teal:#1b9e8a;          /* másodlagos akcent – energia/öko */
  --teal-50:#e7f6f3;
  --heat:#e8743b;          /* meleg akcent – CTA, „fűtés” */
  --heat-600:#d2602a;
  --ink:#15222e;           /* fő szövegszín */
  --muted:#5a6b78;         /* halvány szöveg */
  --line:#e2e8ee;          /* vonalak */
  --bg:#ffffff;
  --bg-soft:#f6f9fb;
  --radius:14px;
  --radius-sm:10px;
  --shadow:0 6px 24px rgba(15,53,82,.08);
  --shadow-lg:0 18px 50px rgba(15,53,82,.14);
  --maxw:1180px;
  --font:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);
  line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{text-decoration:underline}
h1,h2,h3{line-height:1.2;color:var(--navy-700);font-weight:780;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.5vw,3.1rem);margin:.2em 0 .4em}
h2{font-size:clamp(1.5rem,3vw,2.1rem);margin:1.6em 0 .5em}
h3{font-size:1.18rem;margin:1.4em 0 .3em}
p{margin:.6em 0 1em}
.container{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:.5em;padding:.85em 1.5em;border-radius:999px;
  font-weight:700;font-size:1rem;cursor:pointer;border:2px solid transparent;transition:.18s;text-decoration:none}
.btn--primary{background:var(--heat);color:#fff;box-shadow:0 8px 20px rgba(232,116,59,.28)}
.btn--primary:hover{background:var(--heat-600);text-decoration:none;transform:translateY(-1px)}
.btn--ghost{background:#fff;color:var(--navy);border-color:var(--line)}
.btn--ghost:hover{border-color:var(--navy);text-decoration:none}
.btn--light{background:rgba(255,255,255,.14);color:#fff;border-color:rgba(255,255,255,.4)}
.btn--light:hover{background:rgba(255,255,255,.22);text-decoration:none}

/* ---------- Header ---------- */
.topbar{background:var(--navy-700);color:#cfe0ee;font-size:.86rem}
.topbar .container{display:flex;justify-content:space-between;gap:14px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#cfe0ee}
.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.92);backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line)}
.site-header .container{display:flex;align-items:center;justify-content:space-between;height:74px;gap:18px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--navy-700);font-size:1.05rem}
.brand .logo{width:42px;height:42px;border-radius:10px;background:linear-gradient(135deg,var(--navy),var(--teal));
  display:grid;place-items:center;color:#fff;font-weight:800;font-size:.95rem;letter-spacing:.02em}
.brand small{display:block;font-weight:600;color:var(--muted);font-size:.72rem;letter-spacing:.02em}
.nav{display:flex;align-items:center;gap:22px}
.nav a{color:var(--ink);font-weight:600;font-size:.96rem}
.nav a:hover{color:var(--heat);text-decoration:none}
.nav-cta{margin-left:6px}
.burger{display:none;background:none;border:0;font-size:1.7rem;color:var(--navy);cursor:pointer}

/* ---------- Hero ---------- */
.hero{position:relative;background:
   radial-gradient(1200px 500px at 80% -10%,rgba(27,158,138,.18),transparent),
   linear-gradient(180deg,var(--navy-700),var(--navy));color:#eaf2f8;overflow:hidden}
.hero .container{padding-top:70px;padding-bottom:78px;display:grid;grid-template-columns:1.15fr .85fr;gap:46px;align-items:center}
.hero h1{color:#fff}
.hero p.lead{font-size:1.18rem;color:#c4d6e6;max-width:36ch}
.hero .eyebrow{display:inline-flex;align-items:center;gap:.5em;background:rgba(27,158,138,.18);color:#9fe6d8;
  padding:.4em .9em;border-radius:999px;font-size:.82rem;font-weight:700;letter-spacing:.03em;text-transform:uppercase}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:24px}
.hero-card{background:#fff;color:var(--ink);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:26px}
.hero-card h3{margin-top:0;color:var(--navy-700)}
.hero-card .field{display:block;margin:10px 0;font-weight:600;font-size:.9rem;color:var(--muted)}
.hero-card input,.hero-card select{width:100%;padding:.7em .8em;border:1.5px solid var(--line);border-radius:10px;font-size:1rem;margin-top:4px}
.trust-row{display:flex;gap:26px;flex-wrap:wrap;margin-top:30px;color:#bcd2e4;font-size:.92rem}
.trust-row b{color:#fff}

/* ---------- Section helpers ---------- */
.section{padding:64px 0}
.section--soft{background:var(--bg-soft)}
.section-head{max-width:62ch;margin-bottom:8px}
.section-head .eyebrow{color:var(--teal);font-weight:800;text-transform:uppercase;letter-spacing:.05em;font-size:.8rem}
.lead-muted{color:var(--muted);font-size:1.08rem}

/* ---------- Cards grid ---------- */
.grid{display:grid;gap:22px}
.grid--3{grid-template-columns:repeat(3,1fr)}
.grid--4{grid-template-columns:repeat(4,1fr)}
.grid--2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;transition:.18s;height:100%}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:#cfdce7}
.card .ico{width:46px;height:46px;border-radius:12px;background:var(--teal-50);color:var(--teal);
  display:grid;place-items:center;font-size:1.4rem;margin-bottom:12px}
.card h3{margin:.2em 0 .3em}
.card p{color:var(--muted);font-size:.97rem;margin:.2em 0 .8em}
.card a.more{font-weight:700;color:var(--heat)}

/* ---------- Trust / why band ---------- */
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:18px}
.why .stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;text-align:center}
.why .stat b{display:block;font-size:2rem;color:var(--navy-700);font-weight:820}
.why .stat span{color:var(--muted);font-size:.92rem}

/* ---------- CTA band ---------- */
.ctaband{background:linear-gradient(120deg,var(--navy-700),var(--teal));color:#fff;border-radius:20px;
  padding:44px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.ctaband h2{color:#fff;margin:0 0 .2em}
.ctaband p{color:#dceee9;margin:0;max-width:48ch}

/* ---------- Article (subpage) ---------- */
.article{max-width:780px;margin:0 auto}
.breadcrumb{color:var(--muted);font-size:.86rem;margin:24px 0 8px}
.breadcrumb a{color:var(--muted)}
.article h2{border-bottom:2px solid var(--teal-50);padding-bottom:.2em}
.article table{width:100%;border-collapse:collapse;margin:1.4em 0;font-size:.95rem}
.article th,.article td{border:1px solid var(--line);padding:.7em .8em;text-align:left}
.article th{background:var(--navy-50);color:var(--navy-700)}
.article tr:nth-child(even) td{background:var(--bg-soft)}
.article ul{padding-left:1.2em}
.article li{margin:.3em 0}
.callout{background:var(--teal-50);border-left:4px solid var(--teal);border-radius:10px;padding:16px 20px;margin:1.4em 0}
.faq details{border:1px solid var(--line);border-radius:10px;padding:4px 16px;margin:10px 0;background:#fff}
.faq summary{font-weight:700;color:var(--navy-700);cursor:pointer;padding:12px 0}
.toc{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius);padding:18px 22px;margin:18px 0}
.toc b{color:var(--navy-700)}

/* ---------- Footer ---------- */
.footer{background:var(--navy-700);color:#a9c2d6;padding:54px 0 26px;font-size:.94rem}
.footer h4{color:#fff;font-size:1rem;margin:0 0 14px}
.footer a{color:#a9c2d6}
.footer a:hover{color:#fff}
.footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
.footer ul{list-style:none;padding:0;margin:0}
.footer li{margin:.4em 0}
.footer .bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;
  display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;color:#7e9bb2;font-size:.85rem}

/* ---------- Responsive ---------- */
@media (max-width:900px){
  .hero .container{grid-template-columns:1fr;padding-top:48px;padding-bottom:54px}
  .grid--4{grid-template-columns:repeat(2,1fr)}
  .grid--3{grid-template-columns:repeat(2,1fr)}
  .why{grid-template-columns:repeat(2,1fr)}
  .footer .cols{grid-template-columns:1fr 1fr}
  .nav{display:none}
  .burger{display:block}
}
@media (max-width:560px){
  body{font-size:16px}
  .grid--4,.grid--3,.grid--2,.why{grid-template-columns:1fr}
  .ctaband{padding:28px}
  .footer .cols{grid-template-columns:1fr}
  .section{padding:46px 0}
}

/* ---------- Mobil menü nyitott állapot ---------- */
@media (max-width:900px){
  .nav--open{display:flex;position:absolute;top:74px;left:0;right:0;background:#fff;
    flex-direction:column;align-items:flex-start;gap:0;padding:10px 22px 18px;
    border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav--open a{padding:12px 0;width:100%;border-bottom:1px solid var(--line)}
  .nav--open .nav-cta{margin-top:12px;width:100%;justify-content:center;border-bottom:0}
}